Points & Miles
Getting started with Points& Miles
Getting that first rewards credit card and booking the first points & miles redemption can seem overwhelming. But a goals-first approach and a slow pace can make all the difference.
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I used to think regular international travel was for the very wealthy, and that points-and-miles credit cards were for finance bros.
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Turns out, it's all just math! Once you get the hang of it, it can be the difference between booking a not-so-great hotel way out of town and a central hotel with full breakfast and a lounge.
Sip, Stamp, Repeat- One point at a time…
This is my home base for all things points, miles, and making your travel budget go further - spreadsheet and advanced degree optional.
Points and Miles are deferred cash-back (only better!)
With every purchase, points are a mini-rebate you can transfer to an
airline or hotel sometimes for an outsized value!
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Hotel points = training wheels
Program-specific and slightly more predictable than airlines
and easy to learn and get started right away
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Start slow
2 or 3 cards used with purpose is all that most people need
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Miles values aren’t fixed
50K miles can be an international layflat business class seat in one program
and barely across the country in economy in another
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Points can expire
Keep an eye on your buckets of points and
double-check card policies before closing a card
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Points & Miles Beginners
Top 5 tips for
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